MRC Mortgagor Response Characteristics

To provide information on mortgagor responses and number of contacts made with a mortgagor

Position
Element
Name
Type
Requirement
Min
Max
Repeat
MRC01
Entity Identifier Code
Identifier (ID)
Mandatory
2
2
-
Code identifying an organizational entity, a physical location, or an individual
MRC01 indicates the person contacted, whether it is the mortgagor, or the co-mortgagor.
MRC02
Mortgagor Response Code
Identifier (ID)
Mandatory
1
1
-
Code indicating borrower's attitude toward mortgage default
MRC02 defines the attitude of mortgagor towards repayment of the loan, or the loan default, or the delinquency.
MRC03
Contact Method Code
Identifier (ID)
Mandatory
1
1
-
Code indicating the type of contact
MRC03, MRC06, and MRC08 define the method of contact. "F" for face-to-face, "M" for mail, and "T" for telephone contact.
MRC04
Quantity
Decimal number (R)
Mandatory
1
15
-
Numeric value of quantity
MRC04, MRC07, and MRC09 define the quantity as the number of contacts made with a mortgagor or a co-mortgagor.
MRC05
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times
MRC05 indicates the date of last contact with the mortgagor.
MRC06
Contact Method Code
Identifier (ID)
Conditional
1
1
-
Code indicating the type of contact
P0607: If either MRC-06 or MRC-07 is present, then the other is required
MRC07
Quantity
Decimal number (R)
Conditional
1
15
-
Numeric value of quantity
MRC08
Contact Method Code
Identifier (ID)
Conditional
1
1
-
Code indicating the type of contact
P0809: If either MRC-08 or MRC-09 is present, then the other is required
MRC09
Quantity
Decimal number (R)
Conditional
1
15
-
Numeric value of quantity

Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference is provided for marketing purposes and is free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.