MRC Mortgagor Response Characteristics

To provide information on mortgagor responses and number of contacts made with a mortgagor

Position
Element
Name
Type
Requirement
Min
Max
Repeat
MRC-01
Entity Identifier Code
Identifier (ID)
Mandatory
2
2
-
Code identifying an organizational entity, a physical location, or an individual
MRC01 indicates the person contacted, whether it is the mortgagor, or the co-mortgagor.
MRC-02
Mortgagor Response Code
Identifier (ID)
Mandatory
1
1
-
Code indicating borrower's attitude toward mortgage default
MRC02 defines the attitude of mortgagor towards repayment of the loan, or the loan default, or the delinquency.
MRC-03
Contact Method Code
Identifier (ID)
Mandatory
1
1
-
Code indicating the type of contact
MRC03, MRC06, and MRC08 define the method of contact. "F" for face-to-face, "M" for mail, and "T" for telephone contact.
MRC-04
Quantity
Decimal number (R)
Mandatory
1
15
-
Numeric value of quantity
MRC04, MRC07, and MRC09 define the quantity as the number of contacts made with a mortgagor or a co-mortgagor.
MRC-05
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times
MRC05 indicates the date of last contact with the mortgagor.
MRC-06
Contact Method Code
Identifier (ID)
Conditional
1
1
-
Code indicating the type of contact
P0607: If either MRC-06 or MRC-07 is present, then the other is required
MRC-07
Quantity
Decimal number (R)
Conditional
1
15
-
Numeric value of quantity
MRC-08
Contact Method Code
Identifier (ID)
Conditional
1
1
-
Code indicating the type of contact
P0809: If either MRC-08 or MRC-09 is present, then the other is required
MRC-09
Quantity
Decimal number (R)
Conditional
1
15
-
Numeric value of quantity

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