PPD Payment Pattern Details

To identify the payment pattern of specific, credit-related items

Position
Element
Name
Type
Requirement
Min
Max
Repeat
PPD01
Payment Pattern
String (AN)
Optional
1
84
1
To identify a monthly payment pattern over time
PPD02
Date Time Period Format Qualifier
Identifier (ID)
Optional
2
3
1
Code indicating the date format, time format, or date and time format
PPD03
Date Time Period
String (AN)
Optional
1
35
1
Expression of a date, a time, or range of dates, times or dates and times
PPD03 identifies the payment pattern start date.
PPD04
Reference Identification
String (AN)
Optional
1
80
1
Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier
PPD04 identifies the credit repository reporting the payment pattern information.
PPD05
Reference Identification
String (AN)
Optional
1
80
1
Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier
PPD05 identifies the credit file identifier or hit level for a particular credit repository.
PPD06
Rating Code
Identifier (ID)
Optional
2
2
1
Code identifying the status of the credit account rating
PPD07
Date Time Period
String (AN)
Optional
1
35
1
Expression of a date, a time, or range of dates, times or dates and times
PPD08
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD08 states the number of times payments were 30 days late.
PPD09
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD09 states the number of times payments were 60 days late.
PPD10
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD10 states the number of times payments were 90 days late.
PPD11
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD11 states the number of times payments were 120 days late.
PPD12
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD12 states the number of times payments were 150 days late.
PPD13
Number
Numeric (N0)
Optional
1
9
1
A generic number
PPD13 states the number of times payments were 180+ days late.

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