AUTHOR Authorization

TBG5 Finance

An Authorization Message is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) or by a third party having authority on the Ordering Customer's payments to the Ordered Bank, to authorize the Ordered Bank to execute a given financial transaction.

This financial transaction might relate to both multiple messages like PAYMUL and DIRDEB, and single instruction messages like PAYORD and PAYEXT.

An Authorization Message could also be sent from the Ordered Bank to the Ordering Customer or its Authorization Authority to request authorization for a given financial transaction.

Throughout this document the term 'Original Message' refers to the message to be authorized.

Header

1. 0010 · UNH · Message header · Max 1 · Mandatory

   To head, identify and specify a message.

   1. Data element S009/0057 is retained for upward compatibility. The use of
   S016 and/or S017 is encouraged in preference.
   2. The combination of the values carried in data elements 0062 and S009 shall
   be used to identify uniquely the message within its group (if used) or if
   not used, within its interchange, for the purpose of acknowledgement.

2. 0020 · BGM · Beginning of message · Max 1 · Mandatory

   To indicate the type and function of a message and to transmit the identifying number.

3. 0030 · DTM · Date/time/period · Max 1 · Conditional

   To specify date, and/or time, or period.

4. 0040 · BUS · Business function · Max 1 · Conditional

   To provide information related to the processing and purpose of a financial message.

5. Segment group 1 Repeat 2

   1. 0060 · RFF · Reference · Max 1 · Mandatory

      To specify a reference.

   2. 0070 · DTM · Date/time/period · Max 1 · Conditional

      To specify date, and/or time, or period.

6. Segment group 2 Repeat 5

   1. 0090 · FII · Financial institution information · Max 1 · Mandatory

      To identify an account and a related financial institution.

   2. 0100 · CTA · Contact information · Max 1 · Conditional

      To identify a person or a department to whom communication should be directed.

   3. 0110 · COM · Communication contact · Max 5 · Conditional

      To identify a communication number of a department or a person to whom communication should be directed.

7. Segment group 3 Repeat 3

   1. 0130 · NAD · Name and address · Max 1 · Mandatory

      To specify the name/address and their related function, either by C082 only and/or unstructured by C058 or structured by C080 thru 3207.

   2. 0140 · CTA · Contact information · Max 1 · Conditional

      To identify a person or a department to whom communication should be directed.

   3. 0150 · COM · Communication contact · Max 5 · Conditional

      To identify a communication number of a department or a person to whom communication should be directed.

8. Segment group 4 Repeat 9999

   1. 0170 · LIN · Line item · Max 1 · Mandatory

      To identify a line item and configuration.

   2. Segment group 5 Repeat 5

      1. 0190 · RFF · Reference · Max 1 · Mandatory

         To specify a reference.

      2. 0200 · DTM · Date/time/period · Max 1 · Conditional

         To specify date, and/or time, or period.

   3. Segment group 6 Repeat 9999

      1. 0220 · SEQ · Sequence details · Max 1 · Mandatory

         To provide details relating to the sequence.

      2. 0230 · GEI · Processing information · Max 1 · Mandatory

         To identify processing information.

      3. 0240 · DTM · Date/time/period · Max 2 · Conditional

         To specify date, and/or time, or period.

      4. 0250 · MOA · Monetary amount · Max 1 · Conditional

         To specify a monetary amount.

      5. 0260 · DOC · Document/message details · Max 5 · Conditional

         To identify documents and details directly related to it.

   4. Segment group 7 Repeat 2

      1. 0280 · FII · Financial institution information · Max 1 · Mandatory

         To identify an account and a related financial institution.

      2. 0290 · CTA · Contact information · Max 1 · Conditional

         To identify a person or a department to whom communication should be directed.

      3. 0300 · COM · Communication contact · Max 5 · Conditional

         To identify a communication number of a department or a person to whom communication should be directed.

   5. Segment group 8 Repeat 2

      1. 0320 · NAD · Name and address · Max 1 · Mandatory

         To specify the name/address and their related function, either by C082 only and/or unstructured by C058 or structured by C080 thru 3207.

      2. 0330 · CTA · Contact information · Max 1 · Conditional

         To identify a person or a department to whom communication should be directed.

      3. 0340 · COM · Communication contact · Max 5 · Conditional

         To identify a communication number of a department or a person to whom communication should be directed.

9. 0350 · CNT · Control total · Max 5 · Conditional

   To provide control total.

10. Segment group 9 Repeat 5

    1. 0370 · AUT · Authentication result · Max 1 · Mandatory

       To specify results of the application of an authentication procedure.

    2. 0380 · DTM · Date/time/period · Max 1 · Conditional

       To specify date, and/or time, or period.

11. 0390 · UNT · Message trailer · Max 1 · Mandatory

    To end and check the completeness of a message.

    1. 0062, the value shall be identical to the value in 0062 in the
    corresponding UNH segment.