Position
Element
Name
Type
Requirement
Min
Max
Repeat
SCM01
Product/Service ID
String (AN)
Optional
1
80
1
Identifying number for a product or service
SCM01 identifies the credit score model.
SCM02
Number
Numeric (N0)
Optional
1
9
1
A generic number
SCM02 is the credit score expressed as a number.
SCM03
Evaluation Rating Code
Identifier (ID)
Optional
1
1
1
Code identifying the evaluation rating applied to the credit rating score
SCM04
Free-form Message
String (AN)
Optional
1
60
1
Free-form text
SCM04 states the credit score model name if not available as a product identifier, or explains the reasons for a missing score.