191 Student Loan Pre-Claims and Claims

Functional Group SD

X12F Finance Subcommittee

This X12 Transaction Set contains the format and establishes the data contents of the Student Loan Pre-Claims and Claims Transaction Set (191) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by lending institutions (lenders), secondary markets, or student loan servicers to exchange information with guarantee agencies (guarantors) regarding pre-claims assistance on student loans that are approaching a default status and claim payment requests for defaulted student loans. This information includes, but is not limited to, borrower identification, loan detail, payment history, and due diligence history. Federal regulations require loan owners to file a pre-claims assistance request as part of their due diligence process, prior to filing a claim for default reimbursement. Loan owners are also required to file specific information to submit a claim payment request.

Heading

Position
Segment
Name
Max use
0100
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
0200
Beginning SegmentMandatory
Max 1
To indicate the beginning of a transaction set
ENT Loop
Repeat 10
0300
EntityMandatory
Max 1
To designate the entities which are parties to a transaction and specify a reference meaningful to those entities
Use the ENT loop to identify the borrower, student, last school attended, loan holder, servicer, guarantors and other related entities.
0400
Individual Name Structure ComponentsOptional
Max 5
To sequence individual name components for maximum specificity
0500
Party LocationOptional
Max 2
To specify the location of the named party
0600
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
0700
Administrative Communications ContactOptional
Max 3
To identify a person or office to whom administrative communications should be directed
0800
Demographic InformationOptional
Max 1
To supply demographic information
0900
Additional Demographic InformationOptional
Max 1
To supply additional demographic identification
1000
Date or Time or PeriodOptional
Max 3
To specify any or all of a date, a time, or a time period
1100
Yes/No QuestionOptional
Max 5
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
1200
School Enrollment InformationOptional
Max 1
To provide school data relative to the applicant or the student
IN1 Loop
Repeat 10
1300
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
Use the IN1 loop to identify the spouse, employer, relatives, references, and certification authorities.
1400
Individual Name Structure ComponentsOptional
Max 5
To sequence individual name components for maximum specificity
1500
Party LocationOptional
Max 2
To specify the location of the named party
1600
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
1700
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
1800
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
1900
Yes/No QuestionOptional
Max 5
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
REF Loop
Repeat 100
2000
Reference InformationMandatory
Max 1
To specify identifying information
Use the REF loop to identify the borrower's student loans.
2100
Specific Loan InformationOptional
Max 1
To provide information for the loan under consideration
2200
Guarantee Result DetailOptional
Max 1
To provide information related to the disposition of a student loan
2300
Delayed RepaymentOptional
Max 100
To provide information related to student loan delayed repayment
2400
Yes/No QuestionOptional
Max 1000
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
2500
Disbursement InformationOptional
Max 10
To specify disbursement dates and amounts for a loan
2600
Date or Time or PeriodOptional
Max 500
To specify any or all of a date, a time, or a time period
2700
Monetary Amount InformationOptional
Max 500
To indicate the total monetary amount
IN1 Loop
Repeat 10
2800
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
Use the IN1 loop to identify the co-signers, co-makers, endorsers, or prior schools.
2900
Individual Name Structure ComponentsOptional
Max 5
To sequence individual name components for maximum specificity
3000
Party LocationOptional
Max 2
To specify the location of the named party
3100
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
3200
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
3300
Yes/No QuestionOptional
Max 5
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
3400
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

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