EDI
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833 Mortgage Credit Report Order

Functional Group ME

X12F Finance Subcommittee

This Draft Standard for Trial Use contains the format and establishes the data contents of the Mortgage Credit Report Order Transaction Set (833) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by a mortgage originator to request, track, and cancel a series of value-added, investigative credit reports which are typically required in mortgage lending. It is a collection of borrower information that is needed to order a mortgage credit report.

Heading

Sequence
Segment
Name
Max use
010
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
020
Beginning SegmentMandatory
Max 1
To indicate the beginning of a transaction set
N1 Loop
Repeat 100
040
NameMandatory
Max 1
To identify a party by type of organization, name, and code
The N1 segment identifies name, address and contact of requestor, vendor, default billing, etc.
050
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
060
Reference Identification
Max 12
To specify identifying information
070
Administrative Communications Contact
Max 3
To identify a person or office to whom administrative communications should be directed
N4 Loop
Repeat 5
080
Geographic LocationMandatory
Max 1
To specify the geographic place of the named party
090
Address Information
Max 2
To specify the location of the named party

Detail

Sequence
Segment
Name
Max use
CRO Loop
Repeat 200
010
Credit Report Order DetailsMandatory
Max 1
To provide attributes of the credit report
020
Reference Identification
Max 12
To specify identifying information
The REF segment identifies Order Number, Loan Number, etc.
030
Administrative Communications Contact
Max 3
To identify a person or office to whom administrative communications should be directed
The PER segment is contact information for the requesting individual.
040
Administrative Message
Max 10
To transmit information in a free-form format for comment or special instruction
The K2 segment gives special instructions for credit report.
050
Mortgage Characteristics Requested
Max 1
To describe the characteristics of a mortgage requested by the applicant(s)
The LRQ segment contains the details of the loan including principal balance, interest rate, payment amounts, etc.
051
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
N1 Loop
Repeat 20
060
NameMandatory
Max 1
To identify a party by type of organization, name, and code
The N1 loop identifies repository names, Bill To, Send To names, addresses and contacts.
070
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
080
Address Information
Max 2
To specify the location of the named party
090
Geographic Location
Max 1
To specify the geographic place of the named party
100
Reference Identification
Max 12
To specify identifying information
110
Administrative Communications Contact
Max 3
To identify a person or office to whom administrative communications should be directed
115
Paperwork
Max 1
To identify the type or transmission or both of paperwork or supporting information
NX1 Loop
Repeat 20
120
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
The NX1 loop is the property address for subject loan.
130
Location ID Component
Max 10
To define types and values of a geographic location
133
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
134
Quantity
Max 1
To specify quantity information
LX Loop
Repeat 2
140
Assigned NumberMandatory
Max 1
To reference a line number in a transaction set
The LX loop is the loop reference for individual credit subject.
150
Reference Identification
Max 12
To specify identifying information
The REF segment is other identifying numbers for individuals.
160
Administrative Communications Contact
Max 3
To identify a person or office to whom administrative communications should be directed
The PER segment identifies communications numbers for individuals.
170
Income
Max 10
To provide type and amount of income obtained
180
Personal Property Description
Max 10
To provide details of personal property
190
Civil Action Income
Max 20
To name the income pursuant to a civil action (judgment, child support, etc.)
200
Civil Action Liability
Max 20
To provide law suit, outstanding judgment, tax lien or foreclosure status
The CIV segment is the civil action liability item(s).
201
Yes/No Question
Max 12
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
202
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
203
Quantity
Max 20
To specify quantity information
AMT Loop
Repeat 10
204
Monetary AmountMandatory
Max 1
To indicate the total monetary amount
205
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
REA Loop
Repeat 20
210
Real Estate Property InformationMandatory
Max 1
To provide a description of real estate or general property information
The REA loop gives the details of real estate asset owned by individual.
220
Financial Participation
Max 1
Defines nature of participation in financial account
230
Monetary Amount
Max 6
To indicate the total monetary amount
240
Property or Entity Identification
Max 1
To define the attributes of a property or an entity
250
Location ID Component
Max 30
To define types and values of a geographic location
IN1 Loop
Repeat 30
260
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
The IN1 loop identifies credit subject names, alias, dependents name and demographic data.
270
Individual Name Structure Components
Max 10
To sequence individual name components for maximum specificity
280
Demographic Information
Max 1
To supply demographic information
290
Quantity and Description
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
291
Account Identification
Max 1
To specify account information
NX1 Loop
Repeat 10
300
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
The NX1 loop is the residence type, address and history.
310
Location ID ComponentMandatory
Max 30
To define types and values of a geographic location
315
Applicant Residence Specifics
Max 1
To provide type of residency
320
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
330
Quantity and Description
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
N1 Loop
Repeat 500
340
NameMandatory
Max 1
To identify a party by type of organization, name, and code
The N1 loop identifies names, addresses and contacts of personal references.
350
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
360
Address Information
Max 2
To specify the location of the named party
370
Geographic Location
Max 1
To specify the geographic place of the named party
380
Reference Identification
Max 12
To specify identifying information
390
Administrative Communications Contact
Max 3
To identify a person or office to whom administrative communications should be directed
EMP Loop
Repeat 20
400
EmployerMandatory
Max 1
To provide employment specifics
The EMP loop provides current and previous employment information
410
Date or Time or Period
Max 2
To specify any or all of a date, a time, or a time period
415
Quantity
Max 2
To specify quantity information
EMS Loop
Repeat 10
420
Employment PositionMandatory
Max 1
To describe employment position
430
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
435
Quantity
Max 1
To specify quantity information
440
Income
Max 10
To provide type and amount of income obtained
FAA Loop
Repeat 100
450
Financial Asset AccountMandatory
Max 1
To provide duration or amount of financial assets
The FAA loop provides financial asset information.
460
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
470
Income
Max 5
To provide type and amount of income obtained
IN1 Loop
Repeat 10
480
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
The IN1 loop identifies co-owners of asset accounts.
490
Individual Name Structure Components
Max 10
To sequence individual name components for maximum specificity
500
Financial Participation
Max 1
Defines nature of participation in financial account
CDA Loop
Repeat 100
510
Consumer Credit AccountMandatory
Max 1
To provide duration or amount of consumer credit account
The CDA loop provides consumer credit account information.
520
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
530
Personal Property Description
Max 5
To provide details of personal property
IN1 Loop
Repeat 10
540
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
The IN1 loop identifies other obligations.
550
Individual Name Structure Components
Max 10
To sequence individual name components for maximum specificity
560
Financial Participation
Max 1
Defines nature of participation in financial account
570
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.

Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.