155 Business Credit Report

Functional Group BC

X12F Finance Subcommittee

This Draft Standard for Trial Use contains the format and establishes the data contents of the Business Credit Report Transaction Set (155) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transmit business credit information to a trading partner. This transaction set may be used to convey identification, location, financial, payment experiences, banking, suits, liens, judgments and public filing details, operational, affiliate, organizational, credit rating, and other information about a business to support automated business decision processing and update business data bases.

Heading

Position
Segment
Name
Max use
  1. To indicate the start of a transaction set and to assign a control number

  2. To indicate the beginning of a transaction set

  3. 10000 Loop Mandatory
    Repeat 2
    1. To identify a party by type of organization, name, and code

      The 10000 loop is used to describe the requestor and the credit reporting agency.
    2. To specify additional names

    3. To specify the location of the named party

    4. To specify the geographic place of the named party

    5. To define types and values of a geographic location

    6. To identify a person or office to whom administrative communications should be directed

Detail

Position
Segment
Name
Max use
  1. 20000 Loop Mandatory
    Repeat >1
    1. To identify dependencies among and the content of hierarchically related groups of data segments

      The HL segment identifies the appropriate hierarchical level: company, subsidiary, parent company, direct affiliate, indirect affiliate, management, director, chief executive, management details, ultimate parent, property, headquarters, and branches.
    2. To identify a party by type of organization, name, and code

      The N1 segment identifies requested entity on which the business credit report is requested.
    3. To specify any or all of a date, a time, or a time period

    4. To specify language, type of usage, and proficiency or fluency

    5. To specify the currency being used in the transaction set

    6. To supply information on conditions

    7. To specify textual data

    8. 21000 Loop Optional
      Repeat >1
      1. To supply the full name of an individual or organizational entity

        The NM1 segment specifies individual or business operational names associated with the hierarchical entity.
      2. To specify additional names

      3. To identify title of an individual within a company

      4. To specify any or all of a date, a time, or a time period

    9. 22000 Loop Optional
      Repeat >1
      1. To define the attributes of a property or an entity

        The NX1 segment specifies addresses associated with the hierarchical entity.
      2. To specify the location of the named party

      3. To specify the geographic place of the named party

      4. To define types and values of a geographic location

      5. To specify a communication contact number

      6. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        The YNQ segment provides responses to conditions relating to the entity location referenced in 2/1200.
      7. To specify any or all of a date, a time, or a time period

      8. 22100 Loop Optional
        Repeat >1
        1. To identify the requested limitations and the corresponding response actions of an inquiry

          The REQ segment specifies whether location, facilities or real estate description are included.
        2. To provide a general description of the area where an entity is located

        3. To specify textual data

        4. To specify facility description and ownership rights in regard to facility

        5. To report information

        6. To specify any or all of a date, a time, or a time period

        7. To specify a code and/or description with an associated amount

        8. To specify quantity information

        9. To supply information on conditions

        10. To identify a party by type of organization, name, and code

          The N1 segment identifies a name associated with the facility or location details referenced in 2/1900. This may be mortgage company lessor, property owner or co-occupant.
        11. To specify additional names

    10. 23000 Loop Optional
      Repeat >1
      1. To specify the type and status of information

        The INR segment specifies the type of information provided. This includes general categories of operations, summary details, financial information, update details, public records, history, banking, payments, special events, related entity data and insurance plus subcategories of these areas.
      2. To define the attributes of a property or an entity

      3. To specify the results of a general request for information

      4. To specify the currency being used in the transaction set

      5. To specify quantity information

      6. To describe ownership of and identify type of assets utilized or owned

      7. To convey a rating value or score of a trading partner

      8. To supply demographic information

      9. To describe employment position

      10. To specify a territory or country related to a specific class of trade

      11. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        The YNQ is used to provide responses to conditions relating to information identified in 2/2900.
      12. To indicate the action to be taken with the information provided or the status of the entity described

      13. To supply information on conditions

      14. To specify any or all of a date, a time, or a time period

      15. To transmit identifying information as specified by the Reference Identification Qualifier

      16. To specify textual data

      17. 23100 Loop Optional
        Repeat >1
        1. To identify results of credit inquiry

          The INQ segment identifies the result of a credit inquiry found when providing information from vendors or financial institutions dependent on the type of information referenced in 2/2900.
        2. To specify any or all of a date, a time, or a time period

        3. To specify the currency being used in the transaction set

        4. To report information

        5. To specify payment terms provided by a vendor to an entity over a historical period

        6. To specify manner in which bills are paid either to a specific vendor or overall to all vendors

        7. To specify a code and/or description with an associated amount

        8. To specify quantity information

        9. To specify type of relationship between entity and vendor or financial institution

        10. To specify physical measurements or counts, including dimensions, tolerances, variances, and weights (See Figures Appendix for example of use of C001)

        11. To convey a rating value or score of a trading partner

        12. To describe ownership of and identify type of assets utilized or owned

      18. 23200 Loop Optional
        Repeat >1
        1. To reference a line number in a transaction set

        2. To supply the full name of an individual or organizational entity

          The NM1 segment specifies names and addresses associated with the details requested in 2/2900.
        3. To define the attributes of a property or an entity

          The NX1 segment specifies addresses associated with the details requested in 2/2900.
        4. To specify additional names

        5. To identify title of an individual within a company

        6. To specify the location of the named party

        7. To specify the geographic place of the named party

        8. To define types and values of a geographic location

        9. To specify a communication contact number

        10. To transmit identifying information as specified by the Reference Identification Qualifier

        11. To specify a code and/or description with an associated amount

        12. To describe ownership of and identify type of assets utilized or owned

        13. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

          The YNQ segment provides responses to conditions relating to the entity referenced in 2/5400.
        14. To qualify percent amounts and supply percent amounts

        15. To specify any or all of a date, a time, or a time period

      19. 23300 Loop Optional
        Repeat >1
        1. To transmit standard code list identification information

          The LM and III segments specify codes associated with special events, corporate filings, ratings and activity codes.
        2. To report information

        3. To qualify percent amounts and supply percent amounts

        4. 23310 Loop Optional
          Repeat >1
          1. To reference a line number in a transaction set

            Loop 23310 provides relevant dates and details relating to the type of code identified in 2/6100.
          2. To specify any or all of a date, a time, or a time period

          3. To specify textual data

          4. Code to transmit standard industry codes

          5. To specify a code and/or description with an associated amount

          6. 23311 Loop Optional
            Repeat >1
            1. To supply the full name of an individual or organizational entity

              The NM1 segment specifies names associated with the changes identified in 2/6100.
            2. To specify additional names

            3. To identify title of an individual within a company

      20. 23400 Loop Optional
        Repeat >1
        1. To identify the requested limitations and the corresponding response actions of an inquiry

          The REQ segment specifies the type of financial information provided.
        2. To specify a code and/or description with an associated amount

        3. To supply information on conditions

        4. To specify quantity information

        5. To qualify percent amounts and supply percent amounts

        6. To specify any or all of a date, a time, or a time period

        7. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

          The YNQ segment provides responses to conditions relating to the information requested in 2/6600.
        8. To specify textual data

      21. 23500 Loop Optional
        Repeat >1
        1. To provide information on activity or process

          The API segment provides current activity or process codes on a specific public record item relating to the type identified in 2/2900.
        2. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        3. To transmit identifying information as specified by the Reference Identification Qualifier

        4. To identify and describe a specific court case

        5. To specify any or all of a date, a time, or a time period

        6. To identify the basis and type of a legal claim

        7. To specify physical measurements or counts, including dimensions, tolerances, variances, and weights (See Figures Appendix for example of use of C001)

        8. To describe ownership of and identify type of assets utilized or owned

        9. To specify textual data

        10. To qualify percent amounts and supply percent amounts

        11. 23510 Loop Optional
          Repeat >1
          1. To transmit standard code list identification information

            The LM and III segments specify codes associated with the record item.
          2. To report information

        12. 23520 Loop Optional
          Repeat >1
          1. To supply information on conditions

            The CRC segment indicates whether the amounts provided in 2/7850 regarding the specific public record items relating to the type identified in 2/2900 relate only to the company identified in 2/0200 or are totals for the public record item.
          2. To specify a code and/or description with an associated amount

        13. 23530 Loop Optional
          Repeat >1
          1. To supply the full name of an individual or organizational entity

            The NM1 segment specifies names and addresses associated with the public filing.
          2. To specify additional names

          3. To identify title of an individual within a company

          4. To specify the location of the named party

          5. To specify the geographic place of the named party

          6. To define types and values of a geographic location

          7. To specify a communication contact number

          8. To specify any or all of a date, a time, or a time period

          9. To specify the results of a general request for information

          10. To specify textual data

          11. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

            The YNQ segment provides responses to conditions relating to the entity referenced in 2/7900.
          12. To specify a code and/or description with an associated amount

          13. 23531 Loop Optional
            Repeat >1
            1. To provide identification of an individual or entity

              The IN1 segment specifies names and addresses associated with the names in 2/7900.
            2. To sequence individual name components for maximum specificity

            3. To identify title of an individual within a company

            4. To specify the location of the named party

            5. To specify the geographic place of the named party

            6. To define types and values of a geographic location

        14. 23540 Loop Optional
          Repeat >1
          1. To describe specific administration of justice events and actions

            The CED segment identifies an event relating to the specific public record item relating to the type identified in 2/2900.
          2. To specify any or all of a date, a time, or a time period

          3. To specify textual data

          4. To supply the full name of an individual or organizational entity

            The NM1 segment specifies name associated with changes, specifically author of bankruptcy plan.
          5. To specify additional names

          6. 23541 Loop Optional
            Repeat >1
            1. To transmit standard code list identification information

              The LM and LQ segments specify codes associated with public filing events.
            2. Code to transmit standard industry codes

  2. To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

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