RIC Financial Return

To transmit information about the item being returned

Position
Element
Name
Type
Requirement
Min
Max
Repeat
RIC01
Payment Method Code
Identifier (ID)
Mandatory
3
3
1
Code identifying the method for the movement of payment instructions
RIC01 indicates the type of return, i.e., ACH, wire, credit card, etc.
RIC02
Code List Qualifier Code
Identifier (ID)
Mandatory
1
3
1
Code identifying a specific industry code list
RIC02 indicates the source of the return reason code in RIC03.
RIC03
Industry Code
String (AN)
Mandatory
1
30
1
Code indicating a code from a specific industry code list
RIC03 contains the return reason code.
RIC04
Monetary Amount
Decimal number (R)
Mandatory
1
18
1
Monetary amount
RIC05
Credit/Debit Flag Code
Identifier (ID)
Mandatory
1
1
1
Code indicating whether amount is a credit or debit
RIC06
Account Number
String (AN)
Conditional
1
35
1
Account number assigned
RIC06 contains the account number used for settlement of the return.
RIC07
Account Number Qualifier
Identifier (ID)
Optional
1
3
1
Code indicating the type of account
C0706: If RIC-07 is present, then RIC-06 is required
RIC07 is the code indicating the type of bank account or other financial asset.
RIC08
(DFI) ID Number Qualifier
Identifier (ID)
Conditional
2
2
1
Code identifying the type of identification number of Depository Financial Institution (DFI)
P0809: If either RIC-08 or RIC-09 is present, then the other is required
RIC09
(DFI) Identification Number
String (AN)
Conditional
3
12
1
Depository Financial Institution (DFI) identification number
RIC09 contains the originator of the return's DFI ID (the DFI that received the original transaction).
RIC10
Account Number
String (AN)
Conditional
1
35
1
Account number assigned
RIC10 contains the account number to where the original transaction had been sent.
RIC11
Account Number Qualifier
Identifier (ID)
Optional
1
3
1
Code indicating the type of account
C1110: If RIC-11 is present, then RIC-10 is required
RIC12
(DFI) ID Number Qualifier
Identifier (ID)
Conditional
2
2
1
Code identifying the type of identification number of Depository Financial Institution (DFI)
P1213: If either RIC-12 or RIC-13 is present, then the other is required
RIC13
(DFI) Identification Number
String (AN)
Conditional
3
12
1
Depository Financial Institution (DFI) identification number
RIC13 contains the receiver of the return's DFI ID (the DFI that is receiving the return, the entity that originally created the transaction that is being returned).
RIC14
Account Number
String (AN)
Conditional
1
35
1
Account number assigned
RIC14 contains the account number from which the original transaction had been originated that is now being returned to.
RIC15
Account Number Qualifier
Identifier (ID)
Optional
1
3
1
Code indicating the type of account
C1514: If RIC-15 is present, then RIC-14 is required
RIC16
(DFI) ID Number Qualifier
Identifier (ID)
Conditional
2
2
1
Code identifying the type of identification number of Depository Financial Institution (DFI)
P1617: If either RIC-16 or RIC-17 is present, then the other is required
RIC17
(DFI) Identification Number
String (AN)
Conditional
3
12
1
Depository Financial Institution (DFI) identification number
RIC18
Date
Date (DT)
Optional
8
8
1
Date expressed as CCYYMMDD where CC represents the first two digits of the calendar year
RIC18 contains the settlement date of the return.

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