Spotlight: Muhammad Karamat @ ClearClaim Verify

A spotlight is a short-form interview with a leader in health tech. In this spotlight, you'll hear from Muhammad Karamat, founder of ClearClaim Verify.

What does ClearClaim Verify do?

ClearClaim Verify is a U.S.-based healthcare technology company that connects paperless patient intake with real-time medical and dental eligibility verification.

Patients can submit their demographic and insurance information, insurance-card images, and requested follow-up before verification. Staff can also scan insurance cards, perform individual checks, or import schedules through CSV for bulk verification.

ClearClaim turns payer-returned information into staff-ready coverage and benefit summaries that distinguish what was returned, what is missing, and what may require follow-up. It also preserves payer evidence and supports front-desk and billing handoffs, verification history, and downloadable reports.

All ClearClaim Verify operations are based in the United States. We do not send or share patient information offshore.

How did you end up working in health tech?

My background is in software development and product building. I became interested in health tech after looking more closely at workflows where receiving data did not necessarily give staff a clear operational answer.

Eligibility verification stood out. A payer response can be technically successful while still leaving a practice unsure about what was confirmed, what is missing, and what should happen next.

Our team saw an opportunity to combine healthcare data with a more thoughtful workflow – one that connects patient intake, eligibility verification, staff review, and follow-up without making the information appear more certain than it is.

How does your role intersect with revenue cycle management (RCM)?

My role intersects with the front end of the revenue cycle. I lead product development around patient intake, insurance-data collection, eligibility verification, benefit interpretation, evidence preservation, and the handoff from front-desk teams to billing teams.

Many revenue-cycle problems begin before a claim is submitted. Missing insurance information, unclear benefits, or incomplete follow-up can create additional work later.

Our goal is to help teams identify those issues earlier and give them a clearer, evidence-based next step before the patient visit.

What do you think RCM will look like two years from now?

I believe RCM will become more real-time, connected, and exception-driven.

Instead of staff manually reviewing every response, systems will collect structured information earlier, run verification before the visit, organize returned evidence, and surface the cases that genuinely need human attention.

AI will help summarize complex information and prioritize follow-up, but trustworthy systems will still need to distinguish verified payer data from assumptions and missing information.

The strongest RCM workflows will not simply automate individual tasks. They will connect patient intake, eligibility, documentation, staff communication, and billing into one traceable workflow while keeping people in control of important decisions.