About Stedi

Stedi is the only headless clearinghouse and RCM engine.

By offering modern, AI-ready APIs alongside traditional real-time and batch EDI processes, we enable both healthcare technology businesses and established players to exchange mission-critical transactions.

Named one of Ramp’s fastest-growing vendors

Read Ramp’s report

In March 2026, Ramp named Stedi one of its fastest-growing vendors across all categories. Ramp first named Stedi to its list in April 2025, 11 months earlier.

Stedi has engineers and designers shipping products week in and week out; a lean business team supporting the company’s infrastructure; a passion for automation and eliminating toil; and $142M in funding from top investors like Stripe, Addition, USV, Bloomberg Beta, First Round Capital, and more.

To see what we ship, watch the 2026 Stedi Keynote. To learn more about how we work, watch our founder Zack’s interview with First Round Capital.

Our investors

What Stedi does

Eligibility checks

Verify a patient’s coverage and benefits in seconds. Run checks in real time or in batches across thousands of payers.

Learn more

Insurance discovery

Find a patient’s coverage with only demographics. Or let Agentic Discovery run the full search for you.

Learn more

Claims, claim status, and ERAs

Submit claims, check claim status, and get ERAs. Instant claim edits catch errors before a payer sees them.

Learn more

Transaction enrollment

Enroll providers with 1,400+ payers in one step. Stedi handles the paperwork, follow-ups, and payer requirements.

Learn more

Stedi Payer Network

Connect to 3,500+ payers, the broadest coverage of any clearinghouse. Search and sync the full payer list through our site or APIs.

Learn more

Stedi Treasury

Receive payer payments in Stedi Treasury. We match each payment to its claims and ERAs, then pay out to your bank.

Learn more

Stedi is a financial technology company, not a bank. Banking services are provided by Grasshopper Bank, N.A., Member FDIC. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured bank.

What makes Stedi different

An API for every feature

Every action in the Stedi portal or over X12 is also available through our APIs. Legacy clearinghouses offer only basic functionality through their APIs.

See the API reference

Built for AI agents

AI agents call Stedi directly through our APIs, SDKs, and MCP server. Legacy clearinghouses block bots from their portals, so agents must scrape web pages.

Stedi for AI agents

Instant claim edits

Stedi returns claim edits instantly through our APIs and within seconds over SFTP. We review every rejection and denial, then build edits to prevent them.

See claim edits

Real-time support

Every customer gets a dedicated Slack or Microsoft Teams channel. A person answers every ticket. Our average response time is less than 10 minutes.

See how support works

Transparent pricing

Stedi offers transparent, usage-based pricing. With our pay-as-you-go plan, you only pay for the transactions you use, with no minimums or setup fees.

See pricing

Modern security

Stedi is HITRUST r2 certified, SOC 2 Type II compliant, and HIPAA compliant. Our cloud-native, multi-region infrastructure runs on AWS, with a 99.9% uptime SLA.

Visit the Trust Center

Stedi is the country’s
fastest-growing clearinghouse

  • SimplePractice

    75% of the SimplePractice EHR’s ERA transaction enrollments go through without the provider touching them.

    Read the case study
  • EliseAI

    EliseAI’s voice agents verify insurance on Stedi while the patient is on the phone. 99% of checks return a response before the call ends.

    Read the case study
  • CombineHealth

    CombineHealth’s AI agents have an 85% claim automation rate, with 64% fewer denials overall.

    Read the case study

For more case studies and quotes, see our Customers page.

For other Stedi customers, see our Platform Partners directory.

How Stedi works

Try Stedi in test mode

Run mock eligibility checks and simulate a claim’s lifecycle from end to end. Test mode doesn’t require PHI or send data to payers.

Learn about test mode

Connect your way

Connect to Stedi through our JSON APIs, SDKs, the Stedi portal, or X12 over SFTP or CAQH CORE SOAP.

See the API reference

Use a Platform Partner

Many EHRs, RCM systems, and other platforms already connect to Stedi. Some also offer a Stedi app for faster setup.

Browse the Platform Partners directory

Use an Implementation Partner

Work with a vetted partner to design, build, and launch your Stedi integration.

Find an Implementation Partner

Support from real people

Your questions go to Stedi experts, not bots. They have the context to solve your problem.

Read about our support model

Switching is easy

Hundreds of healthcare technology teams have switched to Stedi from traditional clearinghouses.

See why others are switching to Stedi

FAQs

Stedi is the only headless clearinghouse and RCM engine. Healthcare technology businesses and established players use Stedi to exchange eligibility checks, claims, ERAs, and other transactions with payers.

A headless clearinghouse makes every feature available through an API. Developers and AI agents build their own interface on top of it. Stedi also offers a web portal and X12 over SFTP.

Zack Kanter founded Stedi in 2017. He’s Stedi’s CEO. Stedi publicly launched in 2022.

Stedi has raised $142M. Addition led our $50M Series C in March 2026. Other investors include Stripe, USV, First Round Capital, Bloomberg Beta, BoxGroup, and Ribbit Capital.

Stedi connects to 3,500+ payers, including Medicare and state Medicaid payers. Search the full list in the Payer Network.

Stedi offers transparent, usage-based pricing. With our pay-as-you-go plan, you only pay for the transactions you use, with no minimums or setup fees. See pricing.

Yes. Stedi is HIPAA compliant, SOC 2 Type II compliant, and HITRUST r2 certified. See our reports in the Stedi Trust Center.

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