Introducing pay-as-you-go pricing
Accounts
We're introducing a new pay-as-you-go pricing plan. With the new pay-as-you-go plan, you get a full production account (including API and SFTP access) and only pay for the transactions you use, with automatic volume discounts and no monthly minimums, setup fees, or per-provider/location fees.
Previously, API and SFTP access was only available with a $500 monthly minimum plan. That minimum priced out startups, practices, and solo developers who wanted to move from prototype to production without a commitment.
Existing Stedi accounts stay on their current pricing plans by default and can switch to a pay-as-you-go or custom plan at any time by contacting Stedi support.
How pay-as-you-go pricing works
The pay-as-you-go plan uses tiered pricing. For most transactions, the per-transaction rate drops as your monthly volume grows.
When you sign up for the pay-as-you-go plan, you add a credit card and fund an initial Stedi account balance, starting at $100.
Each transaction draws down the balance at the rate for its pricing tier. See our pricing page for an estimator and full breakdown of each tier.
Stedi automatically tops up your balance when it drops below a trigger you set. For example, you can top up your balance to $100 whenever it falls below $25, the minimum trigger.

Your balance rolls forward month to month. At the end of each month, Stedi sends an invoice that covers your monthly usage. If you send zero transactions in a month, you pay nothing.
For more details, see our announcement blog.
