2026 Stedi Keynote recap

We announced several major new features during our first-ever Stedi Keynote on September 9, 2026. Together, these new features expand Stedi's programmable clearinghouse into a full headless revenue cycle management (RCM) engine.

Here's the full recording. A summary of each new feature is below.

Agentic Discovery

You can now find a patient's insurance coverage and benefits by running Agentic Discovery checks in the Stedi Agent, the Stedi portal's built-in AI assistant.

Agentic Discovery combines eligibility checks, automated check recovery, and insurance discovery into a single, automated workflow. You start by running an eligibility check directly in the agent. If the check succeeds, the agent stops. If the check fails, the agent tries to recover it using Stedi's best practices. If recovery fails, the agent then runs an insurance discovery check.

Agentic Discovery is now the default way to run eligibility checks in the Stedi portal.

Read the blog: Introducing Agentic Discovery.

Stedi Treasury

Stedi Treasury lets you provision bank accounts, enroll for electronic funds transfers (EFTs), and receive payment from payers in the Stedi portal.

If you submit claims and receive Electronic Remittance Advice (ERAs) through Stedi, we match payments to ERAs and related claims, unlocking automatic reconciliation.

You can track the entire claim lifecycle from claim submission to payout.

Read the blog: Introducing Stedi Treasury.

Stedi is a financial technology company, not a bank. Banking services are provided by Grasshopper Bank, N.A., Member FDIC. The FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured bank.

Stedi Lockbox

Although EFTs are standard, many payers still mail paper checks. Stedi Lockbox, now in private preview, gives you a mailing address for incoming physical mail. Stedi deposits any checks that arrive so you can reconcile them in Stedi Treasury, just like with EFTs.

When a Stedi Lockbox receives a paper remit or other mail, Stedi makes it available in the related Stedi account as a PDF. Each PDF includes optical character recognition (OCR) text, so you can process the contents downstream.

Read the blog: Introducing Stedi Lockbox.

OAuth Stedi apps

Stedi apps are pre-configured integrations between a provider's Stedi account and an external platform, like an electronic health record (EHR) or practice management system.

We're releasing a new version of Stedi apps with OAuth for providers and app developers. OAuth Stedi apps include several new features:

One-click installation – Providers can install a Stedi app without having to copy/paste Stedi API keys or SFTP credentials between Stedi and the Stedi app.
Support sessions – App developers can open a time-limited support session in a provider's Stedi account.
Self-provisioning – An installed Stedi app can create its own event destinations and SFTP users, run eligibility checks, and manage transaction enrollments in a provider's Stedi account.
Self-service app registration – App developers can create an app and get OAuth credentials directly in the Stedi portal.
Redesigned Stedi app store – App developers can list their app so providers can find and install it.

Read the blog: Introducing OAuth Stedi apps.

Claim lifecycle tracking, Stedi’s headless RCM engine

You can now track a claim's full lifecycle – from submission to payer adjudication – in the Stedi portal's claims view. For example, you can see whether the payer denied a claim, or how much the payer paid.

The portal displays information from ERAs directly in the claims view, including the claim processing status, amount paid, patient responsibility, adjustments, denial reasons, and reversals.

You can also use Stedi's new Claims Lifecycle API endpoints to retrieve the same claim records that power the claims view in the Stedi portal. The endpoints return the claim's status, submission date, charge amounts, paid amounts, and full history, providing a powerful headless RCM engine that can drive external applications.

Read the blogs:

Stedi TypeScript and Python SDKs

We're releasing official software development kits (SDKs) for TypeScript and Python. The SDK packages are available on npm and PyPI.

Previously, Stedi only offered REST APIs. If you wanted language-specific types, retries, or error handling, you had to write your own client. Every customer who integrated with Stedi had to repeat that work.

Now the SDKs do that work for you. You get types, retries, and error handling as part of the SDKs. You only need to write the parts that are specific to your product.

Read the blog: Introducing the Stedi TypeScript and Python SDKs.

CMS-1500 Professional Claim API endpoints

You can now submit, validate, and retrieve 837P professional claims through JSON API endpoints that mirror the CMS-1500 paper form.

The CMS-1500 – also called the HCFA form – is the standard paper form for professional claims. Every box on the form has a number. Many billers know these numbers. Payers cite them in their own guides. And many AI agents are trained on them.

Now developers and AI agents can apply what they know about the CMS-1500 to Stedi's CMS-1500 Professional Claim API endpoints. The new endpoints are the same ones that power Stedi's own claim form.

Important: We're not deprecating the JSON 837P Professional Claim Submission endpoint or any other functionality as part of this release. Your existing integrations will continue working.

Read the blog: Introducing the CMS-1500 Professional Claim API endpoints.

Paper claims: dental claims, attachments, and delivery tracking

We're releasing several improvements to paper claim submissions. You can now submit dental claims as paper claims, send 275 claim attachments with paper claims, track a paper claim's print status in the Stedi portal's claims view, and view a PDF proof of the printed claim package.

With paper claims, Stedi prints and mails the claim to any payer for you. Previously, paper claims covered only professional (CMS-1500) and institutional (UB-04) claims. Attachments weren't supported.

Read the blog: Paper claims now support dental claims, attachments, and delivery tracking.

End-to-end test mode

You can now test the entire claims workflow using test mode, including Stedi test API keys and test SFTP credentials. You can simulate a claim's lifecycle from end to end without submitting a real claim to a payer.

Previously, you could only submit test claims in production and had to mark each claim as a test. You couldn't include claim attachments for test claims.

Test mode works for all three 837 claim types: 837P professional, 837D dental, and 837I institutional.

Read the blog: Introducing test mode for claims.

Redesigned JSON Real-Time Eligibility Check API

We're releasing a redesigned version of our JSON Real-Time Eligibility Check API endpoint. The new endpoint's response format makes it easier to parse a patient's benefits.

The new endpoint groups benefits by health plan. In each plan, it organizes the payer's benefit details by type, such as deductible or copayment.

Note: We're not deprecating the legacy JSON Real-Time Eligibility Check API endpoint or any other functionality as part of this release. Your existing integrations will continue working.

Read the blog: Introducing our redesigned JSON Real-Time Eligibility Check API.

Get started with Stedi

To get started with Stedi, sign up for a free sandbox account. It takes less than two minutes. No credit card is required.

When you're ready, upgrade to production on our pay-as-you-go plan. There are no monthly minimums or setup fees. You only pay for the transactions you use.

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